Legal Insurance in Namibia
by , 21st February 2011 at 03:17 PM (355 Views)
The cost of taking legal action can be prohibitive. Could you afford to claim compensation if you were injured in an accident, unfairly dismissed from work or had a dispute with a business?
A friend of mine has had legal insurance for the past three years and believed he was covered. About a month ago, he was accussed of being involved in a theft syndicate at his work. He immediately called his legal insurance company, but was informed they do not cover criminal cases.
He was taken for a polygraph test (is that legal in Namibia), and informed that he had failed the test. This led to him leaving the job that morning to go speak to his legal insurer.
Yeah right. They do not cover the expenses for a labour case either.
WHAT is it with insurance companies that do not want to pay claims? If you complain at NAMFISA they do very little to help.
If I am going to buy legal insurance I expect:
Bail Assistance
Bail negotiations and applications on members behalf
Depositing of the bail amount/issuing of bail guarantee on behalf of arrested member
Civil Law
Bank and insurance matters
Blacklisting
Building and construction matters
Contractual disputes
Debt collection
Letters of demand
Litigation
Personal injury claims, etc
Criminal Law
Fraud, theft, robbery or assault
Arrests
Bail applications
Consumer issues
Driving under the influence
Reckless driving
Search warrants, etc.
Family Law
Ante-nuptial contracts
Custody disputes
Divorces
Family violence matters
Interdicts
Maintenance disputes, etc.
Labour Law
Dismissals
Disciplinary proceedings
Pension payout disputes
Restraint of trade agreements
Retrenchments
Unpaid wages
Working condition
Surely this is not too much to ask?
















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